Free tool
Nigeria PAYE tax calculator (2026)
Enter your monthly gross pay and see your PAYE, take-home pay and effective tax rate under the Nigeria Tax Act 2025 — including rent relief, pension and NHF. No sign-up, free for employees, HR teams and payroll officers.
PAYE calculator (2026 rules)
Enter your monthly gross pay to estimate PAYE under the Nigeria Tax Act 2025. Assumes a 60% basic / 20% housing / 10% transport structure.
Monthly PAYE
₦61,520
Monthly take-home
₦402,480
Effective rate
12.3%
| Annual gross | ₦6,000,000 |
| Less pension | (₦432,000) |
| Less NHF | (₦0) |
| Less rent relief | (₦300,000) |
| Chargeable income | ₦5,268,000 |
| Tax on ₦800,000 at 0% | ₦0 |
| Tax on ₦2,200,000 at 15% | ₦330,000 |
| Tax on ₦2,268,000 at 18% | ₦408,240 |
| Annual PAYE | ₦738,240 |
Estimate only. Actual PAYE depends on your exact pay structure and approved reliefs — confirm with your tax adviser.
Want the full breakdown?
Our detailed guide explains the six new bands, the ₦800,000 tax-free threshold, why the Consolidated Relief Allowance is gone and what payroll teams must change before the next run.
Read the PAYE tax guideRunning payroll for a Nigerian team? Try Talento HRIS free for 24 hours or talk to us.